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Cash Advances. If you are short on cash, a company that offers payday loans may be able to help. Typically, a payday loan is a short-term advance that is due on your next payday. The maximum loan term is generally less than a month. With a payday loan, you usually pay a flat fee no matter when you repay the loan. The fees generally range up to 25% of the amount of the loan and the loans generally are up to a maximum of $500 to $1000. There are many companies that let you apply for payday loans online without sitting in an
embarrassing waiting room. They also generally do not require a credit check.
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