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While some car companies and new or used car dealerships offer loans for car or truck purchases, you can often find even better rates from banks, credit unions, or companies that specialize in auto loans, depending on your credit score. Generally, the terms on auto loans are fairly consistent from bank to bank: you decide on how long you want to take to pay off the loan (generally anywhere from 3-5 years). Since the rules are pretty consistent, shop around for the best rate.
Check to see if there are early payment penalties (you'd rather pay off a loan faster as it will cost you less in interest payments) and try to get the lowest rate.
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