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Personal Injury Protection, or PIP, coverage is a set of coverages available in certain states. In these states, it's often a required part of your auto insurance policy. If you or another individual is injured in an accident, PIP plans generally help pay for medical costs, lost wages, and other expenses. PIP coverages vary widely from state to state. Make sure to check what is available and required in your state. In states where it's optional, you will want to consider whether you need this coverage. If you and your passengers are already covered by existing health plans and disability insurance, you may find this to be redundant.
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