|
A credit report is a report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. There are many websites and services that offer online credit reports. Knowledge is power and knowing what your credit report looks like can be invaluable when applying for a credit cards, mortgage, apartment lease, or cell phone. Seeing your credit report can give you a chance to review it for any factual errors and report any mistakes. You can also find out how to raise your credit score by canceling inactive accounts or paying off small debts. Some websites provide notification services that will alert you whenever your credit report changes.
|
