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Equifax Credit Information Services, Inc., is one of the three leading credit reporting bureaus in the United States. Formally known as Retail Credit Company, their credit reports are widely used by creditors, landlords, and other companies to obtain information on applicants for underwriting purposes. Equifax offers solutions for both individuals and businesses. Their personal solutions include credit report scores and a credit watch service that sends alerts via e-mail when an activity occurs that may affect an individual's credit report. Their business solutions iknclude services that help a company make decisions in order to avoid credit fraud, reduce credit risks, and improve debt collections.
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